1. Introduction and Acceptance
These Terms of Use are between you and the Company (referred to as the “Company,” “we,” or “us”). They govern your access to and use of the website (the “Site”) as a guest or registered user, and your consent to receive electronic messages ("Electronic Messages") from us (collectively, the “Services”). By using the Services, you agree to comply with these Terms of Use and the Company’s Privacy Policy. If you do not agree, you must stop using the Services. You confirm that you are legally able to enter this agreement. If you use the Services on behalf of an organization, that organization is also bound by these Terms.
2. Geographic Restrictions
The Services are provided in the United States only and are not intended for use in countries where they are illegal or require registration. Users outside the U.S. use the Services at their own risk and are responsible for complying with local laws.
3. Changes to the Terms of Use
We may update these Terms at any time without prior notice. Changes take effect immediately upon posting. By continuing to use the Services, you accept the updated Terms. You should review the Terms periodically.
4. Access to Services and Account Security
We may suspend, modify, or discontinue the Services at any time without notice. You may need to provide accurate, current information to access certain features, and you agree to keep your information up to date. All information is handled in accordance with our Privacy Policy.
5. Your Materials
If you send us materials (such as creative works, ideas, suggestions, images, videos, or audio), you grant us a perpetual, royalty-free, worldwide license to use, modify, distribute, and sublicense those materials. You guarantee that the materials are not confidential, belong to you, and do not infringe on third-party rights.
6. Intellectual Property Rights
All content on the Services—including text, software, images, video, and design—belongs to the Company or its licensors and is protected by intellectual property laws. You may not reproduce or use these materials without permission. Use of the Services does not grant you ownership of any content.
7. Communication and Consent – Subscription to Notifications
By subscribing to notifications, you agree to receive automated text messages from us with educational and promotional content. You must be at least 13 years old to subscribe. Message frequency varies, and carrier fees may apply. You can text HELP or STOP to manage your subscription.
8. Prohibited Use
You agree to use the Services lawfully and not to:
Violate laws
Exploit or harm minors
Send spam or unsolicited messages
Impersonate others
Interfere with Services or security
Use automated tools without permission
Introduce malware or viruses
Attempt unauthorized access or DoS/DDoS attacks
Security breaches may result in legal consequences.
9. Accuracy of Information
Information on the Services is for general purposes only and may not be complete or accurate. Use at your own risk. Forecasts and market statements are subjective and not guarantees. Third-party content reflects their views, not the Company’s.
10. Service Updates
Content may be updated periodically but there is no guarantee of completeness or timeliness. We are not obligated to update information.
11. External Links
Links to third-party sites are for convenience only. We do not control these sites and are not responsible for any damages resulting from their use.
12. Disclaimer of Warranties
The Services are provided “as is” without warranties of any kind. We do not guarantee availability, accuracy, security, or error-free content. Use the Services at your own risk.
13. Limitation of Liability
The Company and related parties are not liable for any damages arising from use or inability to use the Services or linked content, including indirect or consequential damages. Legal claims must be brought within one year.
14. Indemnification
You agree to indemnify and hold the Company and its affiliates harmless from claims, losses, and costs arising from your violation of these Terms or misuse of the Services.
15. Claims for Infringement
We respect intellectual property rights. If you believe your copyright is infringed, send a written notice including specified details to info@topproviderwealth.com
. We may remove infringing content and block repeat offenders.
16. Applicable Law and Jurisdiction
These Terms are governed by the laws of Wyoming, USA. The courts in Casper, Wyoming, have exclusive jurisdiction over disputes.
17. Dispute Resolution, Arbitration, and Class Action Waiver
Initial Dispute Resolution: Contact us first to resolve disputes via negotiation.
Mandatory Arbitration: If unresolved after 30 days, disputes (except intellectual property claims) will be resolved by binding arbitration under NAM rules in Wyoming.
No Jury Trial: You waive the right to a jury trial.
Waiver of Class Actions: Arbitration is individual only; class actions are waived.
Exception: Intellectual property claims may be brought in court or before the U.S. Patent and Trademark Office.
18. Waiver and Severability
Failure to enforce any provision is not a waiver of other provisions. If a provision is invalid, it will be limited or removed, and the rest of the Terms remain effective.
19. General Provisions
These Terms do not create a partnership or joint venture. They benefit the Company and its representatives. They, along with the Privacy Policy, constitute the entire agreement. The Company may transfer its rights and obligations in a reorganization or sale. Certain sections survive termination.
20. Contact Information
For questions, contact:
Email: info@topproviderwealth.com
Mail: Top Provider Wealth, 5830 East 2nd Street, Casper, WY, USA 82609.